Koinly Krypto-Steuer erklärt

Hodlia.fi · 5. November 2026

Affiliate-Hinweis: Dieser Artikel enthält Affiliate-Links. Wenn Sie über unsere Links einen kostenpflichtigen Koinly-Bericht kaufen, kann Hodlia eine Provision erhalten – ohne Mehrkosten für Sie.

Kurz:

Koinly is crypto tax software that imports trades from exchanges and wallets and calculates capital gains.
Unterstützt FIFO und weitere Methoden; Haltedauern sind in Deutschland entscheidend.
Import and preview are free. You pay only when you download a tax report.

Was Koinly ist

Koinly connects your exchanges and wallets (API, CSV or wallet address), fetches historical prices, matches transfers between your own wallets, and calculates gains and losses for each disposal.

Wichtige Funktionen

Import via exchange API, CSV, EVM auto-sync, Solana, Cardano and more
Smart transfer matching so wallet-to-wallet moves are not treated as sales
Cost basis methods including FIFO, LIFO and average cost
Mining, staking, lending, airdrops, DeFi and NFTs
Balance checks and negative-balance warnings
International tax reports

So hilft es bei der Steuer

In Deutschland sind private Krypto-Veräußerungen nach § 23 EStG oft steuerfrei, wenn die Haltedauer mehr als ein Jahr beträgt. Innerhalb eines Jahres gilt dein persönlicher Einkommensteuersatz; die Freigrenze liegt bei 1.000 € Gesamtgewinn. Koinly hilft, Haltedauern und Gewinne zu dokumentieren. Ein geplanter Wechsel zur Abgeltungsteuer ist (Stand Nov 2026) nur Entwurf.

Typischer Ablauf:

Import all accounts and wallets into Koinly.
Choose your country and the cost-basis method that matches your rules.
Review unmatched transfers and balances.
Preview gains, then download the report you need for your tax filing.
You remain responsible for the figures you declare.

Koinly kostenlos testen →

Preise

Plan	Transactions	Price / tax year
Free	10,000 (no tax report)	$0
Newbie	100	$49
Hodler	1,000	$99
Trader	3,000	$199

Prices checked on koinly.io (USD, one-time per tax year, not a subscription). 7-day refund if you have not generated a report. Check the live price for your country.

Vor- und Nachteile

Pros: free preview; wide exchange and chain support; pay per tax year. Cons: the report is not a finished tax return; wrong imports skew results; high volume costs more; country-specific rules still need a manual check.

Fazit

If you trade across several exchanges or wallets, Koinly reduces spreadsheet work. For a handful of trades, a simple spreadsheet may be enough.