Koinly: software de impostos sobre criptoativos em Portugal
Hodlia.fi · 5 de novembro de 2026
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Em resumo:
- Koinly is crypto tax software that imports trades from exchanges and wallets and calculates capital gains.
- Ajuda a seguir datas de aquisição relevantes para a regra dos 365 dias.
- Import and preview are free. You pay only when you download a tax report.
O que é a Koinly
Koinly connects your exchanges and wallets (API, CSV or wallet address), fetches historical prices, matches transfers between your own wallets, and calculates gains and losses for each disposal.
Funções principais
- Import via exchange API, CSV, EVM auto-sync, Solana, Cardano and more
- Smart transfer matching so wallet-to-wallet moves are not treated as sales
- Cost basis methods including FIFO, LIFO and average cost
- Mining, staking, lending, airdrops, DeFi and NFTs
- Balance checks and negative-balance warnings
- International tax reports
Como ajuda com os impostos
Em Portugal, mais-valias de criptoativos detidos ≥ 365 dias podem estar isentas; abaixo disso aplica-se tipicamente 28 % (com opção de englobamento). Trocas cripto–cripto em geral não disparam imposto no momento. A Koinly ajuda a documentar datas e valores para o IRS.
Fluxo típico:
- Import all accounts and wallets into Koinly.
- Choose your country and the cost-basis method that matches your rules.
- Review unmatched transfers and balances.
- Preview gains, then download the report you need for your tax filing.
- You remain responsible for the figures you declare.
Preços
| Plan | Transactions | Price / tax year |
|---|---|---|
| Free | 10,000 (no tax report) | $0 |
| Newbie | 100 | $49 |
| Hodler | 1,000 | $99 |
| Trader | 3,000 | $199 |
Prices checked on koinly.io (USD, one-time per tax year, not a subscription). 7-day refund if you have not generated a report. Check the live price for your country.
Prós e contras
Pros: free preview; wide exchange and chain support; pay per tax year. Cons: the report is not a finished tax return; wrong imports skew results; high volume costs more; country-specific rules still need a manual check.
Resumo
If you trade across several exchanges or wallets, Koinly reduces spreadsheet work. For a handful of trades, a simple spreadsheet may be enough.
Fontes
- Koinly – Pricing (tarkistettu 2026-11-05)