Koinly: software de impuestos cripto para España
Hodlia.fi · 5 de noviembre de 2026
Aviso de afiliados: este artículo contiene enlaces de afiliados. Si compras un informe de pago de Koinly a través de nuestros enlaces, Hodlia puede recibir una comisión sin coste extra para ti.
En breve:
- Koinly is crypto tax software that imports trades from exchanges and wallets and calculates capital gains.
- Soporta FIFO, el criterio habitual en España.
- Import and preview are free. You pay only when you download a tax report.
Qué es Koinly
Koinly connects your exchanges and wallets (API, CSV or wallet address), fetches historical prices, matches transfers between your own wallets, and calculates gains and losses for each disposal.
Funciones principales
- Import via exchange API, CSV, EVM auto-sync, Solana, Cardano and more
- Smart transfer matching so wallet-to-wallet moves are not treated as sales
- Cost basis methods including FIFO, LIFO and average cost
- Mining, staking, lending, airdrops, DeFi and NFTs
- Balance checks and negative-balance warnings
- International tax reports
Cómo ayuda con los impuestos
En España las ganancias por venta o permuta de criptomonedas tributan en la base del ahorro del IRPF (tramos orientativos 19–30 %). Hacienda aplica FIFO. Koinly ayuda a calcular plusvalías y pérdidas; tú declaras en Renta y, si aplica, el modelo 721.
Flujo típico:
- Import all accounts and wallets into Koinly.
- Choose your country and the cost-basis method that matches your rules.
- Review unmatched transfers and balances.
- Preview gains, then download the report you need for your tax filing.
- You remain responsible for the figures you declare.
Precios
| Plan | Transactions | Price / tax year |
|---|---|---|
| Free | 10,000 (no tax report) | $0 |
| Newbie | 100 | $49 |
| Hodler | 1,000 | $99 |
| Trader | 3,000 | $199 |
Prices checked on koinly.io (USD, one-time per tax year, not a subscription). 7-day refund if you have not generated a report. Check the live price for your country.
Pros y contras
Pros: free preview; wide exchange and chain support; pay per tax year. Cons: the report is not a finished tax return; wrong imports skew results; high volume costs more; country-specific rules still need a manual check.
Resumen
If you trade across several exchanges or wallets, Koinly reduces spreadsheet work. For a handful of trades, a simple spreadsheet may be enough.
Fuentes
- Koinly – Pricing (tarkistettu 2026-11-05)